Important Notice

This Disclaimer is a legal document that contains critical limitations on Pragma Quant's services. By accessing pragmaquant.com or engaging our services, you acknowledge that you have read, understood, and accept these terms.

01

Not Licensed Investment Advice

The information, research, analysis, frameworks, models, and opinions provided by Pragma Quant are for educational and informational purposes only. They do not constitute, and should not be construed as, personalized investment advice, financial advice, or any form of regulated advisory services.

Pragma Quant does not provide recommendations to buy, sell, or hold any specific securities, financial instruments, or investment products. All information provided is general in nature and not tailored to any individual's specific financial situation, objectives, or risk tolerance.

02

No Regulatory Licence

Pragma Quant is not a licensed investment adviser, broker-dealer, portfolio manager, or any other regulated financial services provider under the securities laws of India or any other jurisdiction.

Pragma Quant does not hold any regulatory licence from SEBI (Securities and Exchange Board of India), RBI (Reserve Bank of India), or any other regulatory authority to provide investment advice, manage assets, or execute trades.

Clients seeking regulated investment advisory services should engage appropriately licensed professionals. Pragma Quant's services are not a substitute for regulated investment advice.

03

SEBI Registration

Pragma Quant provides independent quantitative research and portfolio strategy services. While we maintain transparency in our operations and adhere to best practices, we are not registered with SEBI as an Investment Adviser, Research Analyst, or any other regulated entity under the Securities and Exchange Board of India.

Registration with SEBI does not imply endorsement or guarantee of our services or any returns. Investors are advised to exercise due diligence and consult with appropriately registered professionals for regulated advisory services.

For verified information about SEBI-registered intermediaries, investors may visit the SEBI website (sebi.gov.in) or use the SEBI SCORES portal for grievance redressal.

03

Risk Disclosure

All investing involves risk, including the possible loss of principal. The value of investments can go down as well as up. Past performance is not indicative of future results.

The following risks, among others, may materially affect your investments:

  • Market risk — overall market movements can cause portfolio values to decline
  • Concentration risk — portfolios heavily weighted to certain assets face higher risk
  • Liquidity risk — certain investments may be difficult to sell
  • Credit risk — issuers may default on payments
  • Interest rate risk — changing rates can affect asset values
  • Currency risk — foreign investments face exchange rate fluctuations
  • Geopolitical risk — political events can affect markets
04

Past Performance

Any mention of historical performance, backtested results, model returns, or strategy performance is for illustrative purposes only. Past performance does not guarantee future results.

Backtested performance necessarily involves the benefit of hindsight and may not account for all factors that would have affected actual performance, such as transaction costs, taxes, or market impact. Actual results may differ materially from any historical performance data presented.

No representation is made that any investment strategy will achieve returns comparable to those shown in any examples.

05

No Guaranteed Returns

Pragma Quant does not and will not guarantee any specific returns, profits, or investment outcomes. No representation is made that any approach, strategy, or framework will generate profits or avoid losses.

Any statement regarding expected returns, projected performance, or potential gains is hypothetical and does not constitute a guarantee. Actual results may vary significantly from any projections or expectations.

06

Accuracy of Information

While Pragma Quant attempts to ensure the accuracy of information provided on this website and in our research, we make no warranty or representation as to the accuracy, completeness, or timeliness of any information.

Information on pragmaquant.com and in our research is subject to change without notice. Pragma Quant assumes no responsibility for any errors or omissions in the content of this website or any research materials.

07

Third-Party Information

Pragma Quant may reference, cite, or link to third-party sources, including market data, research reports, news articles, and other websites. Such third-party information is the responsibility of the respective third parties.

Pragma Quant does not endorse or assume responsibility for any third-party information, and the use of such information is at your own risk. Third-party websites are not covered by this Disclaimer.

08

Investment Decisions

Clients retain full authority and responsibility for all investment decisions. Pragma Quant's research and frameworks are intended to inform decision-making, not to make decisions on behalf of clients.

Before making any investment decision, clients should:

  • Consult with qualified financial, legal, and tax professionals
  • Conduct their own due diligence
  • Consider their individual financial situation, objectives, and risk tolerance
  • Understand the specific risks of any investment
09

Jurisdictional Limitations

Pragma Quant's services may not be appropriate or available in all jurisdictions. It is the client's responsibility to ensure that engaging Pragma Quant's services is lawful under the laws of their jurisdiction.

Clients residing outside India should be aware that cross-border engagement with Pragma Quant may have regulatory implications in their home jurisdiction and should consult with appropriate legal and regulatory counsel.

10

Jurisdictional Limitations

Pragma Quant's services may not be appropriate or available in all jurisdictions. It is the client's responsibility to ensure that engaging Pragma Quant's services is lawful under the laws of their jurisdiction.

Clients residing outside India should be aware that cross-border engagement with Pragma Quant may have regulatory implications in their home jurisdiction and should consult with appropriate legal and regulatory counsel.

11

Disclosures

Pragma Quant is committed to transparency. The following disclosures are made regarding our business:

  • Independence: Pragma Quant does not accept commissions, rebates, or trailing commissions from any product providers. We are compensated exclusively by our clients through fixed engagement fees.
  • No Proprietary Products: We do not offer, sell, or recommend proprietary investment products. Our research is product-agnostic.
  • Conflicts of Interest: We disclose any material conflicts of interest to clients before engagement. Our fee-based model minimizes conflicts inherent in commission-based advice.
  • Performance Claims: We do not make unsustainable claims about returns. All projections are hypothetical and subject to assumptions clearly stated.
  • Third-Party Relationships: We may receive standard research data from third-party providers. Such relationships do not influence our analysis or recommendations.
  • Grievance Redressal: Clients may escalate concerns via hello@pragmaquant.com. While we are not SEBI-regulated, we commit to good-faith resolution of disputes.
13

Limitation of Liability

To the maximum extent permitted by applicable law, Pragma Quant and its principals, employees, and affiliates shall not be liable for any losses, damages, or expenses arising from:

  • Use of or reliance on any information provided by Pragma Quant
  • Investment decisions made by the client
  • Market movements or volatility
  • Act or omission of any third party
  • Any cause beyond reasonable control

In no event shall Pragma Quant's aggregate liability exceed the total fees paid by the client in the twelve months preceding the claim.

14

Entire Agreement

This Disclaimer, together with our Terms of Service and Privacy Policy, constitutes the entire agreement between you and Pragma Quant regarding your use of our website and services.

By using pragmaquant.com or engaging Pragma Quant's services, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer, our Terms of Service, and our Privacy Policy.

15

Contact

For any questions regarding this Disclaimer, please contact:

Email: hello@pragmaquant.com