Privacy Policy

Pragma Quant is an independent quantitative research and advisory platform providing portfolio strategy, research, and advisory services to high-net-worth individuals, families, and institutions. We are based in Chandigarh, India.

For any privacy-related queries, contact us at:

Website: pragmaquant.com
Email: hello@pragmaquant.com

We collect information in the following categories:

A. Information You Provide Directly

• Full name, email address, and contact details submitted via consultation forms or direct correspondence
• Financial information including investable asset range, investment objectives, risk profile, and liquidity requirements
• Identity documentation required for onboarding and due diligence purposes
• Payment information processed through PayPal — Pragma Quant does not store card or bank account details
• Communications and correspondence, including emails and consultation notes

B. Information Collected Automatically

• Website usage data including IP address, browser type, pages visited, and session duration
• Device and operating system information
• Referral source and navigation behaviour via cookies and analytics tools

C. Information from Third Parties

• Publicly available information relevant to suitability or due diligence reviews
• Information from custodians, brokers, or data providers in connection with service delivery, where applicable

We use personal information for the following purposes:

• To evaluate suitability and conduct onboarding for advisory or research mandates
• To design, deliver, and manage research frameworks and advisory communications
• To communicate research updates, risk alerts, rebalancing signals, and strategic reviews
• To process payments and maintain engagement records
• To comply with applicable laws, anti-money laundering obligations, and fraud prevention requirements
• To respond to enquiries and provide client support
• To improve our website, services, and research quality
• To send relevant updates or communications — clients may opt out at any time

We do not use personal information for profiling unrelated to our research and advisory services, nor for automated decision-making that affects clients without human review.

Pragma Quant processes personal data on the following bases:

• Contractual necessity: to fulfil research, advisory, or strategy mandate commitments
• Legal obligation: to meet applicable Indian laws including the Information Technology Act, 2000, and applicable AML/KYC requirements
• Legitimate interest: to improve services, conduct fraud prevention, and maintain operational security
• Consent: for marketing communications, which may be withdrawn at any time by contacting hello@pragmaquant.com

Pragma Quant does not sell, rent, or trade personal information to third parties. Information may be shared only in the following circumstances:

• With law enforcement, courts, or government authorities where required by applicable law or legal process
• With custodians, brokers, or execution partners to the extent necessary to deliver agreed services
• With professional advisors including legal counsel and accountants, subject to confidentiality obligations
• With PayPal for payment processing, governed by PayPal's own privacy policy
• With analytics providers on an anonymised and aggregated basis for website improvement

Any third-party service providers engaged by Pragma Quant are required to maintain confidentiality and process data solely for the purposes authorised.

We retain personal data for as long as necessary to:

• Fulfil the purposes outlined in this Policy
• Meet our obligations under applicable Indian laws, including record-keeping requirements
• Resolve disputes and enforce our agreements

Upon expiry of the relevant retention period, data will be securely deleted or anonymised. Clients may request early deletion of non-legally-required data by writing to hello@pragmaquant.com.

Pragma Quant implements appropriate technical and organisational measures to protect personal information from unauthorised access, loss, misuse, or disclosure. These include:

• Encrypted storage and transmission of sensitive data
• Access controls limiting data to authorised personnel only
• Secure, authenticated communication channels for client correspondence
• Regular review of data handling and security practices

No method of electronic transmission or storage is entirely risk-free. In the event of a data breach that materially affects your rights, we will notify you as required by applicable law.

Pragma Quant's website may use cookies and similar tracking technologies to:

• Understand how visitors navigate and use the site
• Improve website performance and user experience
• Measure the effectiveness of content and consultation scheduling flows

You may configure your browser to decline cookies; however, certain website features may not function optimally without them. We do not use cookies to serve advertisements or track users across unrelated third-party websites.

Subject to applicable law, you have the following rights regarding your personal data:

• Access: to request confirmation of whether we hold your data and to receive a copy
• Correction: to request correction of inaccurate or incomplete data
• Deletion: to request erasure of data no longer necessary or lawfully held
• Restriction: to request that we limit processing in certain circumstances
• Objection: to object to processing based on legitimate interest
• Withdrawal of Consent: to withdraw consent for marketing communications at any time

To exercise any of these rights, please contact hello@pragmaquant.com. We will respond within a reasonable timeframe and in accordance with applicable law.

Pragma Quant's services are intended solely for financially sophisticated adults meeting applicable legal eligibility thresholds. We do not knowingly collect or process personal information from individuals under the age of 18. If we become aware that such information has been inadvertently collected, we will take prompt steps to delete it.

Pragma Quant is based in India and processes data primarily within India. Clients based outside India should be aware that by engaging our services, their personal data may be transferred to and processed in India. Such transfers are conducted in compliance with applicable laws and subject to the protections described in this Policy.

The Pragma Quant website may contain links to third-party websites, including PayPal and external research sources. This Privacy Policy does not apply to such third-party sites. We encourage you to review the privacy policies of any external platforms before submitting personal information.

Pragma Quant may update this Privacy Policy periodically to reflect changes in law, regulatory guidance, or operational practices. The revised Policy will be posted on pragmaquant.com with an updated effective date. Active clients will be notified of material changes. Continued use of our services following an update constitutes acceptance of the revised Policy.

For any questions, requests, or concerns regarding this Privacy Policy or your personal data, please contact:

Email: hello@pragmaquant.com